Pakistan’s Digital Banking Assets Jump To Rs7 Billion

Pakistan’s digital banking sector is witnessing rapid growth, with total assets rising to nearly Rs7 billion, according to the latest figures from the State Bank of Pakistan. By December 2025, digital banks recorded Rs6.90 billion in assets, more than doubling from Rs3.30 billion reported in September 2025.

Customer deposits also increased significantly during the same period. Deposits climbed to Rs1.48 billion by the end of December, compared with Rs0.06 billion just three months earlier, indicating strong customer interest in digital financial services.

The growth reflects Pakistan’s accelerating shift toward digital banking and Shariah-compliant financial solutions. Raqami Islamic Digital Bank and Mashreq Bank Pakistan Limited launched pilot operations in 2025, while easypaisa Digital Retail Bank also entered the market. Meanwhile, Hugo Bank and Buraq Bank are expected to begin commercial operations later this year, further expanding the country’s digital banking landscape.

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